The IVA

Hope alone will not fight debt: An IVA will!

Debt is a terrible malaise to hit anyone and it hits nearly everyone at some point of time because the lucre of easy money is too hard to resist. The temptation of using your future income to live a comfortable, restraint-free life in the present makes people go overboard. Especially working class professionals who are so confident of their skyrocketing salaries and careers often fall in this mouse trap and resort to ‘irrational exuberance’ by spending heavily on multiple credit cards and rolling over credit eventually leading into a vortex of debt that hangs like an albatross around their necks when they lose their jobs.            

Too Much Debt? Here’s help!

Though one must never become lose hope and give up in the battle for life, real change comes by taking small actionable attempts. It is a well known saying that,   ‘BIG things happen when you do small things right’ and it applies for individual voluntary arrangements as well. Not everyone gets an IVA; only certain individuals who come in a certain income bracket are entitled to an IVA where an insolvency practitioner will talk to your creditors and reduce your debt payments equal to the amount that you are able to shell out easily each month. With each timely payment, your liabilities reduce and you are able to restore your credit rating and bring back the zing in your life that might have evaporated ever since debts got the better of you.

Use an IVA Calculator: It’s free and easy or calls us right away!

 To know precisely how much debt reduction you are eligible for and how much you can pay to cover your debts in single monthly payment, you can use our web based IVA calculator. It can be used with any device that can be plugged into internet and can offer instant results. Just type in your total debts, your current debts and lo and behold, you will have the results right in front of you that will thrill you. This heuristic tool does complex mathematical calculations at the back end to offer you instant results. The more people use it, the better its accuracy will be and it will be fine-tuned even more by the developers who have written the logic and code behind this useful online tool.

Try it out today and see how much you are going to save each month!